Global Claims
Intelligence Report
2026

Click below to download the full report and access
the key insights impacting the auto insurance industry.

REPORT OVERVIEW

The automotive industry is standing at the edge of a major transformation. As vehicles become smarter, greener, and increasingly connected, the collision repair landscape is evolving just as rapidly. Emerging technologies, new legislations, sustainable repair practices, and expanded access to data are creating both new challenges and opportunities. Understanding these forces is essential.

Drawing on insights from Solera’s extensive databases and technology ecosystem, as well as trusted industry sources, this Global Claims Intelligence report reflects the trends shaping the automotive insurance and collision repair industries, with valuable insights to prepare for what’s next.

HERE ARE SOME OF THE KEY FINDINGS.

Older fleets can increase exposure to safety and repair challenges.

Vehicles are remaining in service longer across most markets, particularly in Spain, Poland, and Mexico. While vehicle age does not necessarily increase accident frequency or claim costs, older vehicles tend to have fewer ADAS and other safety solutions, which can affect risk exposure and repair complexity over time.

Technology is increasing cost variability more than averages.

Advanced driver assistances systems (ADAS), electrification, and software driven architectures are expanding diagnostic effort, calibration requirements, and labor dispersion. The result is greater variability in repair outcomes, even where average costs appear relatively stable.

Labor constraints are persistent rather than short term.

Persistent shortages of skilled technicians—especially in North America and parts of Europe—are contributing to longer repair times and increased labor driven cost pressure. Labor hours increasingly reflect not only repair effort, but also system complexity and workforce readiness.

Parts remain the dominant
contributor to claim costs.

Parts represent a substantial share of total claim severity across many markets. Inflationary pressure, supply chain risk, and parts dependency continue to outweigh labor as leading contributors to cost exposure, reinforcing the importance of proactive parts strategies.

Repairability varies considerably by region.

Repair versus replace outcomes differ significantly across market, reflecting differences in regulatory frameworks, labor economics, and insurer practices rather than vehicle design alone. Similar vehicles can exhibit markedly different repair behaviors across regions.

Managing claims and repair performance in this environment increasingly requires moving beyond global averages and historical benchmarks. Cost control, predictability, and customer outcomes are influenced by region specific, age aware, and technology sensitive strategies that reflect how complexity is absorbed locally.

Download the full report to access deeper analysis, exclusive data, and actionable trends that can help you stay ahead of change, make more informed decisions, and uncover new opportunities for your business.

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